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If you're going to make use of a small-cap index like the Russell 2000, you may want to stop and consider why a good index fund business, like Vanguard, does not have any type of funds that follow it. The factor is because it's a poor index.
I haven't even addressed the straw guy right here yet, and that is the fact that it is fairly uncommon that you actually have to pay either tax obligations or significant compensations to rebalance anyhow. Many intelligent capitalists rebalance as much as feasible in their tax-protected accounts.
And of course, nobody must be getting crammed common funds, ever. It's truly as well poor that IULs do not work.
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